MEOWAI is an intelligence layer that protects, decides, and acts on your behalf — uniting bank-grade anti-scam protection, a verified services marketplace, and an AI assistant that quietly runs the rest of the day.
For the past decade, AI improved how we work. The next decade will be defined by AI that improves how we live — by quietly handling the protection, decisions, and logistics that fill our days.
That is what MEOWAI exists to build: an intelligence layer that protects you, serves you, and acts for you, in one continuous experience.
Explore the ecosystemBank-grade, ambient anti-scam protection that operates between the user's intent and the institution's infrastructure.
A verified services marketplace with one trusted price, one trusted hand, and one tap of approval — for every need at home.
An assistant that learns your context, defends your time, and executes the small decisions you used to spend hours on.
Each surface stands on its own. Together, they create a moat: the more you use one, the safer and smarter the others become.
5-shield AI: Identity · Device · Transaction · Vitals · Guardian. Built for banks, agencies and families. Stops coercion-led fraud at the moment of decision, not after.
Trusted-circle verification, silent panic flow, and opt-in location handoff for parents, dependents, and elderly family members.
Verified providers, transparent pricing, and one tap of approval from the assistant — for every need, every month.
A multimodal personal model that learns your home, your routine, and your trusted circle — then takes the calls, books the providers, and surfaces only what needs you.
A unified loop running across every product — the same architecture protecting a $20 transfer also dispatches the painter, also calls Mum.
Multimodal signals — voice, text, image, vitals, device, transaction — flow into a unified context layer with strict per-source consent.
An explainable policy engine fuses signals into a single risk-and-intent score, with feature-level reasoning available to humans-in-the-loop.
Protects, books, calls, or escalates — with one consistent identity, one consistent ledger, and a clear handoff to a real human when one is needed.
A modular, on-device-first stack designed to be reviewed by regulators and trusted by households — without ever shipping a black box.
// unified policy across every surface const ctx = await meow.context({ identity: "strong", device: "clean", vitals: { stress: 0.32, consent: true }, intent: "book_painter_saturday", }); const decision = await meow.decide(ctx); if (decision.action === "act") { await meow.market.dispatch({ service: "painting", when: "sat 09:00", budget: { cap: 1388 }, }); } if (decision.action === "step_up") { await meow.guardian.verify(decision.path); }
— One SDK · three products · one model of the user
We sit at the intersection of three multi-trillion-dollar markets — fraud prevention, household services, and AI assistants — converging into a single Operating Layer for life.
Estimated annual global cost of fraud and scams. APAC alone has surfaced record losses year-on-year, with regulators actively seeking new infrastructure partners.
Annual spend across home services in APAC — fragmented, undertrusted, and ready for a verified, intelligent layer that turns vendor selection into a single decision.
Projected size of the personal AI assistant economy. The winners will not be chat windows — they will be operating systems with identity, memory, and agency.
Figures reflect indicative third-party industry forecasts presented for directional positioning. Specific market sizing is reviewed under partner due-diligence.
Anti-scam protection — the fastest path to bank distribution and regulatory trust.
Marketplace — recurring monthly transactions that turn the app into a habit.
Assistant — a personal model that grows in value with every interaction across both layers.
Identity + memory + trusted-circle graph — none of which a chat window can replicate.
A handful of surfaces, each tuned for the moment a decision actually matters.
We're talking to a small number of banks, regulators, and strategic investors helping us turn the protection layer of the next decade into a Singapore-led standard.
